Laying It All Out???

What I’ve been doing of late is to try to get as many of my bills paid as possible…I’ve also made a push for self care.

Music, Audible—on Alexa & my phone

TV—Hallmark Channel & MSNBC (MS NOW)

Getting up as early as I can—4:45am or earlier to go to the bathroom…

Lately it’s been harder to find Sparks. People aren’t buying as much stuff because of the affordability problem…

The last time I went out I got $16–$14 really. My tips took a day to get to me. With a total that low it matters how much gas I have to put in my van—I halfed the minus but immediately put it back in paying for gas…With such little margins it’s hard to get motivated to go out on any day that’s not a Monday or Friday (Sat and Sun)

Right now, at this moment—I’m keeping up with most of my bills. My loans are the problem—I took out to many…I’ve countered that by using apps like Kikoff that actually save the money for me—if I get it in the right place to be taken…I have 10 accounts and use 3.

1. Direct ATM Deposits

2. Where the money comes in

3. A Savings Account